Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
We have built a strong reputation as an outstanding mortgage lending company, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the western United States.
We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists strive to find the appropriate loan to meet your unique needs. But that’s just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.
Thank you for visiting our website. We look forward to putting our mortgage service to work for you!
Direct: (916) 669-1682
NMLS #: 233021; BRE #: 1838509
NMLS #: 217579
Company NMLS #1850